Most people never ask it. It’s the single question that could reveal hidden gaps in your financial plan—gaps that might quietly drain your wealth, disrupt your retirement, or put your family’s future at risk.

The question... “What is my plan missing?”

If you’re reading this, you’re already ahead of most Americans. Few even have a plan—fewer still stop to examine whether it’s truly complete. And here’s the truth: even the most carefully crafted plan can become outdated as life changes, goals evolve, and the economy shifts beneath our feet. At MWM, we’ve seen how small oversights can turn into big problems. That’s why we created our MWM Financial Planning Best-Practices Guide—a clear, actionable list of the questions every investor, retiree, and family should be able to answer with confidence.